 }})
 }})
Content - including furniture
ratings:
 }})
Building - including out structure
ratings:
 }})
All-risk (fire, floods and so on)
ratings:
 }})
Government Orders
Any loss or damage to the building caused by the orders of the government is excluded.
 }})
Wear and Tear
Damages caused by wear and tear, depreciation, and gradual deterioration are not covered.
 }})
Electrical and Mechanical Breakdown
Damages arising from electrical and mechanical breakdown are excluded.
 }})
Theft by Household Members
Theft or attempted theft by any member of the insured’s household is not covered.
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Property in Transit
Property in transit is excluded unless accompanied by the insured or any member of their household.
 }})
Brittle Articles
Breaking of articles of brittle nature (other than lenses) is not covered.
 }})
Sporting Equipment
Damage to sporting equipment while in the course of play is excluded unless the loss is caused by fire, theft, or accident.
 }})
Theft from Unlocked Vehicle
Theft of property from an unlocked motor vehicle is not covered.
 }})
Cash and Securities
Loss of cash, currency, bank notes, securities, stamps, coupons, bonds, title deeds, manuscripts, negotiable instruments, or credit cards is excluded.
 }})
Consequential Loss
Consequential loss of any kind or description is not covered.
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